OptiMoney is an innovative system for the optimization of cash costs, applied to branches, ATMs, cash centres and retail stores.
It is an expert system based on proprietary algorithms: forecasting by modelling historic series, automatic choice of best performing forecast, automatic calculation of the action that minimizes costs, "what if" statistics for ex-post analysis.
For us this, too, is a part of the war on cash imposed by the main international economic institutions. In fact, it is the most painless part because it reduces cash without changing savers habits.
OptiMoney allows balances to be monitored in real time thanks to integration with bank systems or devices. OptiMoney generates significant savings by reducing cash costs, considering:
The cash flow management process is automated, increasing the efficiency of operations and of branch personnel, and reducing inefficiencies for the customers.
OptiMoney improves the bank’s security by reducing the amount of or the number of cash transfers.
Before activating these modules, it is necessary to activate the Pre-billing module, which allows you to identify the costs that should be optimized and monitor the trend of costs after carrying out the corrective actions.